Did you know that once a year you can download your credit report for absolutely FREE! It is a great idea to check up on your credit report at least once a year to be sure that everything as you expect it to be.
You can visit AnnualCreditReport.com and sign up to download & print your current credit report (they do however require a fee of $7.95 if you care to see your credit score).
By checking up on your credit report you can make sure there are not any accounts open that you are unaware of, or old accounts that might still be open but you haven’t used in a very long time, and could have possibly forgotten about (this actually has a negative effect on your credit score). And most importantly just to be sure there has been no identity theft.
Unlike many of the other sites out there that say you can print your credit report for free, but there ends up being other monthly obligations attached. You just fill out your information, they will verify your actual identity (by asking you questions only you should know), and choose from which reporting agency you would like to receive your credit report from (either TransUnion, Equifax, or Experian). I encourage each of you to do this and check up your credit report, and dispute any discrepancies, if you should find any.
I just finished checking on both my husband’s and mine.
No comments:
Post a Comment